CCU Calendar and Other Bits

• Save up to 50%! - NOW!
  2008 Entertainment Books are now available at any CCU office! Stop in and purchase your book today for only $30.00 and you can begin using it immediately.
• Monday, January 21, 2008
  Credit union will be closed for staff training
• Monday, February 18, 2008
  Credit union will be closed for staff training
• Friday, February 22, 2008
  Last day to purchase Annual Meeting tickets
• Saturday, March 1, 2008
  CCU Annual Meeting at Gladieux Meadows

Tickets for the event can be purchased through February 22, 2008 at any office location or by completing the enclosed account authorization form. Upon the credit unions receipt of the authorization form, your tickets will be mailed to you. Tickets are $22.00; price includes dinner buffet, drinks, and entertainment. If you prefer to only attend the business meeting, admission to just the business meeting is free to members.

Get Your Tickets Now! Seating Is Limited!

Champion Credit Union will have three positions available on the Board of Directors and one position on the Credit Committee that will be open for election at the 2008 Annual Meeting on March 1, 2008. The Board of Directors and Credit Committee each meet once per month. If you are interested in volunteering for any of these positions, contact any member of the Nominating Committee or any credit union staff member.

Nominating Committee members are: Chairman; Rich Keller, Dave Bobak, Jill Siebert, and Larry Shartzer.

Did you know that YOU are an owner at CCU? Credit unions are member owned financial institutions that focus on our members and return any profits to our members in the form of higher dividends, lower loan rates and fees, and a variety of services at no or lower than average direct costs to you!

At CCU here are just a few of the services we provide to our member/owners:

• Credit Life Coverage - pays up to $20,000.00 on your outstanding loans for qualified borrowers, at no direct cost to the borrower.
• GAP Plus protection - provides added protection for a nominal cost if your vehicle is ever totaled out by your insurance company. GAP protection covers the difference between the amount you owe on your loan and the amount your insurance company pays. The Plus? $1,000.00 to use as a down payment on another vehicle financed at CCU!
• Mechanical Repair Coverage - An extended warranty for your vehicle for a fee usually less than a dealer would charge. MRC also allows multiple levels of coverage and deductible options to tailor the coverage and cost to fit your needs.
• Life Savings Insurance - Up to $1,000.00 in Life Insurance. Coverage is based upon age and amount on deposit up to a maximum of $1,000.00, at no direct cost to our members.

Members depositing foreign checks at the credit union may be responsible for any expenses the credit union incurs for the collection of foreign items.

This should be kept as an update with the rate and fee disclosure you received when you opened your account.

It's hard to believe looking outside at the snow on the ground that Spring is just around the corner... but it is! Start dreaming now of what you would like Spring to hold for you.

A Champion Credit Union Home Equity line of credit can help your dreams and plans become a reality. Home Equity lines of credit are flexible loans that can be used for a variety of purposes. Do you dream of one payment for all your outstanding credit card bills or are you dreaming of a new vehicle, home improvements or a vacation? Get a CCU Home Equity line of credit! Application is easy and closing costs are only about $400.00*. Your Home Equity line of credit may also be tax deductible*. Call or visit any CCU office to apply.

*Regular credit approval applies, Home Equity line of credit rate is variable and is based on the prime rate published 10 days before the end of the quarter. Rate is prime rate plus zero percent. Closing costs may vary slightly.

When you borrow at Champion Credit Union, where you are an owner, you get something back. To show that we appreciate your business; an interest refund was paid to most members on their loans. The Board of Directors approved the one percent refund to be deposited into borrowers’ primary share accounts on December 31. The refund amount is calculated on the interest paid on loans during the last quarter of 2007.

Your credit union is one of only a handful that pay an interest refund to borrowers. That makes your great CCU loan rate an even better deal. When you are considering a new loan, remember that historically your credit union has paid you back for borrowing and you receive Credit Life Insurance at no direct cost.

This is Champion Credit Union’s way of saying "Thank you" for your continued support!

• Thank you! Thank you! Thank you!
  Champion Credit Union donated over $450.00 to Family House. CCU staff and members also donated household items, toiletries, cleaning supplies, and more. Donations will continue to be accepted on an ongoing basis at all CCU locations.
• Loyalty pays off!
  When you apply for a loan with CCU, don’t forget to ask for the Loyal Member discount. Ask for more details when you apply and you could get an even better CCU rate!
• Tax filing with CCU
  CCU will begin to have a tax filing link on their website beginning January 14, 2008. Members who use the link will receive a $5.00 discount off the normal eztaxreturn.com filing fees. Most State and Federal returns can be completed and filed. Eztaxreturn.com is easy to complete and you generally receive your refund within two weeks of filing with no additional fee.
• Direct deposit of tax refunds
  If you choose not to use the CCU tax filing link, you can still have your refund safely deposited directly into your Champion Credit Union account. Simply use the CCU routing and transit number, 241281882, and your account number when choosing direct deposit.
• Too much holiday shopping?
  If you find your finances in a pinch after your holiday shopping, call CCU to help. CCU can refinance high rate credit cards, and consolidate bills to give your finances a break. You can also apply here online.