Champion Credit Union Opens Over 3,900 “New” Branches!

To search for a convenient Service Center near you, visit www.ChampionCU.org and click on the “Swirl” for a searchable database of participating locations. Once you have found a location, enter the Shared Branch with the “CU Swirl” and provide the teller with:

“CU Swirl”

• The credit union's name and location (Champion Credit Union, Toledo, OH)

• Your credit union account number

• A valid government-issued photo I.D., such as a state driver's license or U.S. passport

* = Checks deposited may not always be available for immediate access.

Your credit union is one of only a handful that pay an interest refund to borrowers. That makes your great CCU loan rate an even better deal. When you are considering a new loan, remember that historically your credit union has paid you back for borrowing and you receive Credit Life Insurance at no direct cost.

Don’t miss a minute of the fun! Champion Credit Union’s 64th Annual Meeting will be held Saturday, February 20, 2010 at The Maumee Indoor Theater on Conant Street. Like the popular television show… come join your friends for “Dinner and a Movie”, CCU style. Members can enjoy food with an All-American flair along with the classic movie “The Natural”. Along with dinner and the movie, beer and wine are included with your ticket. Doors will open at 6:00 pm, dinner begins at 6:30 pm, business meeting at 7:30 pm and our classic movie following the business meeting. Prize drawings will follow the movie.

Tickets for the event can be purchased through February 12, 2010 at any office location or by completing the enclosed account authorization form. Upon the credit unions receipt of the authorization form, your tickets will be mailed to you. Tickets are only $5.00 each. If you prefer to only attend the business meeting, admission to just the business meeting is free to members.

Watch for a helpful tax filing link on the CCU website after January 15, 2010. Members who use the link can receive a discount on normal electronic filing fees. It’s easy to complete and you generally receive your refund within two weeks of filing with no additional fee.

If you choose not to use the CCU tax filing link, you can still have your refund safely deposited directly into your Champion Credit Union account. Simply use the CCU routing and transit number, 241281882, and your account number when choosing direct deposit.

If you find your finances in a pinch after your holiday shopping, call CCU to help. CCU can help by refinancing* high rate credit cards or consolidating bills to give your finances a makeover for the New Year!

Visit the Loans page to apply or learn more.

*Regular credit approval applies to all loans

Members wishing to make a contribution for the 2009 tax year to a Roth or Traditional Individual Retirement Account (IRA) have until April 15, 2010 to do so. Members can specify which tax year (2009 or 2010) they would like their contribution to be applied to.

IRA’s are a great way to save for retirement and may offer tax benefits* that reduce the amount you pay in taxes or give you a larger refund. CCU offers many options for IRA accounts from shares to certificates.

Call or visit any CCU location for more information.

*Check for your tax advisor for details

You Should Have a Choice in Overdraft Protection!

Overdraft protection is a valuable service, used by millions of consumers everyday. If overdraft legislation currently before Congress—S. 1799 or H. R. 3904—is passed, your access to this service will be severely restricted or perhaps eliminated altogether. The consequences of this action means your checks will be returned and you could face additional merchant fees and possible harm to your credit score.