Loan Rates

As of February 11, 2013.

New and Used Vehicles

Loan Term (Year of Vehicle)	Daily Periodic as low as	APR as low as
New Vehicles (Model Years: 2012 and Newer)   - Term of 72 months or less*   - Term of 73 to 84 months*	.006685% .009425%	2.44%* 3.44%*
Used Vehicles (Model Years: 2011 and Newer)   - Term of 60 months or less*   - Term of 61 to 72 months*   - Term of 73 to 84 months*	.006685% .006685% .009425%	2.44%* 2.44%* 3.44%*
Used Vehicles (Model Years: 2008-2010)   - Term of 60 months or less*	.006685%	2.44%*
Used Vehicles (Model Years: 2006-2007)   - Term of 48 months or less*	.006685%	2.44%*
Used Vehicles (Model Years: 2005 and Older)   - Term of 36 months or less*	.009425%	3.44%*

RV's/Boats

Loan Term	APR as low as
120 months or less (less than 15 years old)* 121 months to 180 months (less than 15 years old)* 60 months or less (15 years and older)*	4.64% 5.64% 6.64%

Others

Signature*	APR as low as 9.74%
Share (saving) Secured*	APR as low as 2.85%
Checking Account Lines of Credit	14.0% APR
1st Mortgage	Call for Rates
2nd Mortgage	Call for Rates
Home Equity Lines of Credit - Prime rate plus 0 (variable rate)	Call for Rates
VISA	14.99% APR
Grade School, High School and College Tuition Loans*	APR as low as 5.24%
Mobile Homes - New* Mobile Homes - Used*	APR as low as 6.39% APR as low as 7.89%

APR = Annual Percentage Rate

*Rates are subject to change. Actual rate and term are based on each individual members credit worthiness and collateral being offered. Terms or conditions may apply. Please contact a credit union loan processor/officer for details. For more information contact the credit union at 419-407-4140.