Loan Rates

As of September 1, 2010.

New and Used Vehicles

Loan Term (Year of Vehicle)	Daily Periodic as low as	APR as low as
New Vehicles (Model Years: 2009 and Newer)   - Term of 72 months or less*   - Term of 73 to 84 months*	.013562% .016301%	4.95%* 5.95%*
Used Vehicles (Model Years: 2008 and Newer)   - Term of 60 months or less*   - Term of 61 to 72 months*   - Term of 73 to 84 months*	.013562% .013562% .016301%	4.95%* 4.95%* 5.95%*
Used Vehicles (Model Years: 2005-2007)   - Term of 60 months or less*	.013562%	4.95%*
Used Vehicles (Model Years: 2003-2004)   - Term of 48 months or less*	.013562%	4.95%*
Used Vehicles (Model Years: 2002 and Older)   - Term of 36 months or less*	.016301%	5.95%*

RV's/Boats

Loan Term	APR as low as
120 months or less (less than 15 years old)* 121 months to 180 months (less than 15 years old)* 60 months or less (15 years and older)*	6.65% 7.65% 8.65%

Others

Signature*	APR as low as 9.99%
Share (saving) Secured	6.00% APR
Checking Account Lines of Credit	14.0% APR
1st Mortgage	Call for Rates
2nd Mortgage	APR as low as 5.50%
Home Equity Lines of Credit - Prime rate plus 0 (variable rate)	Call for Rates
VISA	14.99% APR
Grade School, High School and College Tuition Loans*	APR as low as 5.49%
Mobile Homes - New* Mobile Homes - Used*	APR as low as 8.40% APR as low as 9.90%

APR = Annual Percentage Rate

*Rates are subject to change. Actual rate and term are based on each individual members credit worthiness and collateral being offered. Terms or conditions may apply. Please contact a credit union loan processor/officer for details. For more information contact the credit union at 419-407-4140.