Loan Rates

As of April 1, 2008.

New and Used Vehicles

Loan Term (Year of Vehicle)	Daily Periodic as low as	APR as low as
New Vehicles (Model Years: 2007 and Newer)   - Term of 72 months or less*   - Term of 73 to 84 months*	.017095% .019836%	6.24%* 7.24%*
Used Vehicles (Model Years: 2006 and Newer)   - Term of 60 months or less*   - Term of 61 to 72 months*   - Term of 73 to 84 months*	.016301% .016301% .019041%	5.95%* 5.95%* 6.95%*
Used Vehicles (Model Years: 2003-2005)   - Term of 60 months or less*	.016301%	5.95%*
Used Vehicles (Model Years: 2001-2002)   - Term of 48 months or less*	.016301%	5.95%*
Used Vehicles (Model Years: 2000 and Older)   - Term of 36 months or less*	.020411%	7.45%*

RV's/Boats

Loan Term	APR as low as
120 months or less (less than 15 years old)* 121 months to 180 months (less than 15 years old)* 60 months or less (15 years and older)*	7.45% 8.45% 9.45%

Others

Signature*	APR as low as 9.99%
Share (saving) Secured	6.00% APR
Checking Account Lines of Credit	14.0% APR
1st Mortgage	Call for Rates
2nd Mortgage	5.99% APR
Home Equity Lines of Credit - Prime rate plus 0 (variable rate)	Call for Rates
VISA	14.99% APR
Grade School, High School and College Tuition Loans*	APR as low as 5.49%
College Student Loans (GSL's)	Call for Rates
Mobile Homes - New* Mobile Homes - Used*	APR as low as 9.20% APR as low as 11.20%

APR = Annual Percentage Rate

*Rates are subject to change. Actual rate and term are based on each individual members credit worthiness and collateral being offered. Terms or conditions may apply. Please contact a credit union loan processor/officer for details. For more information contact the credit union at 419-407-4140.